By now, in our third week of 2014, you probably have your gym routine set. You either go in the morning or after work. You are eating healthier and or juicing. You know what muscles to work out on each day. But have you put some thought about setting a routine for saving money?
      According to Adriana Amato's article - Financial experts advise people to save six months to a year of their annual income. Saving that amount can be overwhelming for a lot of Americans who don't by nature save money for the future. The 52-week savings plan is less intimidating and is fairly easy to do.

This is perfect to help save for Christmas next year or a small family vacation. Another great way to do this would be to do this challenge for your kids. Start a savings account for them for when they are older!

All you have to do is check off each week and deposit the amount shown on the picture above. I've posted the Challenge on my office board. It will be a constant reminder to do so. My plan is to save the amount every Monday, eventually it will be a great money saving habit By the end of the year you will have $1,378 saved! Make sure to print your copy and start saving.

This question has been brought to my attention several times while selling homes. I found this article and wanted to share it with you guys. It will explain the importance of including a sewer line scope inspection with your home inspection. Check out the video of one of my client's inspections.

Sewer Inspections for Older Homes
Sewer Line Inspections for Home Buyers
By Elizabeth Weintraub, About.com Guide

Very few first-time home buyers ask for a sewer inspection before buying a home. Sewer inspections are not something most buyers think about. They know to get a home inspection, but sewer lines are almost an after thought, if it crosses a buyer's mind at all. Yet it's one of the most important inspections a buyer of older homes should conduct. The time to find out if a sewer is faulty or needs replacement is before buying a home, not after the fact. I recommend to all my buyers that they obtain a sewer inspection if the home is older than 20 years. Although the sewer line may be fairly new as compared to homes built before 1950, for example, tree roots can still clog up a 20-year-old sewer line.

Reasons to Inspect the Sewer Line

This afternoon I went out to Lincoln Heights to survey a vacant lot for a client. Here is the view from the lot. The video starts in East LA and progresses into Downtown LA. Passes through Dodger Stadium and finishes barely showing the Hollywood sign. Client is planning on development homes on the lot.